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Since the WFSNT launched in August 2014, over 8,000 clients have been served across 16 agencies. The following are some of the 2019 outcomes that demonstrate the power and impact of bundled services on clients for several key economic metrics.



Clients who received bundled services increased their average savings over peers who only received one service.


$400 in tangible savings can mean preventing use of payday lending, and clients are better able to weather emergency/unexpected expenses like car repairs.


Clients who came to WFS unemployed and received bundled services secured higher average wages, once employed, than peers who received only one service.


Underemployed clients who received multiple services saw an hourly increase of $0.88 per hour vs. $0.25 per hour for those receiving one service. This translates to an additional $1,830 annually for those households.

The average WFS client is a 30- to 40-year- old African-American female with children, a high school education or GED, and who is renting.


Clients who received bundled services saw credit scores move, on average, from


While credit scores for WFS clients overall remain at below-prime levels, any improvement in credit impacts the client’s ability to obtain credit at reasonable rates, improves eligibility for housing and access to mainstream financial services.


WFS agencies ask clients about their confidence in setting and achieving  financial goals at regular intervals throughout the program.

According to The Center for Financial Security at the University of Wisconsin- Madison, confidence and self-actualization are needed to change behavior. Data indicates that clients are moving to a state of readiness for long-term, lasting change.
WFS makes a difference in peoples’ lives everyday

average hourly wage for WFS clients
people have become gainfully employed
individual people helped along the path to economic security

Want to learn more about CFT’s focus on Economic Security?

At Communities Foundation of Texas, we are deeply committed to making a profound and measurable impact in the economic success across the North Texas community. If you have questions on our work, or would like to learn how you could invest alongside us, please contact us.